> For the complete documentation index, see [llms.txt](https://docs.hoodprivate.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.hoodprivate.com/using-hoodprivate/sending-and-receiving.md). # Sending & Receiving Sending money on HoodPrivate feels like sending a message, not filing a wire transfer. Under the hood, every payment is a zero-knowledge proof settling on Robinhood Chain. You just see it work. *** ## Sending ### 1. Choose a recipient You can send to: * A `@handle` (the most common path) * A QR code, scanned in person or from an image * A payment request link someone sent you * A raw EVM address (`0x...`), for advanced users or sending to a non-HoodPrivate wallet ### 2. Enter an amount and an optional memo The memo field is encrypted and visible only to you and the recipient. It never appears in plaintext on-chain. What you write stays between the two of you. ### 3. Confirm Review the amount and recipient, then confirm with your device's biometric prompt (the same passkey used at signup). HoodPrivate generates the zero-knowledge proof for the transfer on your device and submits it to Robinhood Chain. Your keys, your proof, your hardware. ### 4. Done Settlement is near-instant. Both you and the recipient see the transfer in your feed within about 100 milliseconds. Faster than a card terminal, private by default. If the recipient is not on HoodPrivate, sending to a raw EVM address still settles on-chain, but confidentiality requires the recipient's wallet to support HoodPrivate's confidential token contracts. *** ## Receiving Receiving requires nothing from you at all. If someone sends to your `@handle`, address, or a payment request you generated, it lands in your account automatically and appears in your feed. ### Requesting a specific amount Generate a payment request from **Send/Receive → Request**: * Set an amount (optional, the sender can also enter their own if left blank) * Set a memo describing what the payment is for * Share the resulting link or QR code Request links work in any browser, even for people without a HoodPrivate account yet. Opening the link walks a new user through account creation before completing the payment, so your request doubles as their invitation. *** ## Sending to a non-HoodPrivate wallet If you send USDG to a raw EVM address that isn't set up for confidential transfers, HoodPrivate will prompt you that the transfer will settle as a standard, public ERC-20 USDG transfer instead of a confidential one. You'll always see this trade-off before confirming. No silent downgrades, ever. *** ## Fees There are no HoodPrivate transfer fees during beta. You only pay the underlying Robinhood Chain gas fee, typically a fraction of a cent, which is covered automatically from your ETH reserve. *** ## Next * [HoodPrivate Handles](/using-hoodprivate/hoodprivate-handles.md) * [Transaction Feed & History](/using-hoodprivate/transaction-history.md) --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.hoodprivate.com/using-hoodprivate/sending-and-receiving.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.